Personal Loan
An unsecured loan disbursed based on your income and credit profile, with no collateral required. Approval and disbursal are typically faster than secured loans...
Interest rate
From 11.5%
Max LTV / limit
Up to ₹50L
Tenure
Up to 5 years
Processing fee
1%–2%
How it works
An unsecured loan disbursed based on your income and credit profile, with no collateral required. Approval and disbursal are typically faster than secured loans given the simpler documentation.
Eligibility
Salaried and self-employed individuals with a stable income history and a credit score generally above 700, though exact criteria vary by lender.
Documents needed
KYCPAN, Aadhaar
Income proofSalary slips / ITR
Bank statementLast 6 months
Credit reportPulled by lender