Loan Against Securities
Borrow against your shares, mutual funds and bonds without selling them — keep your investments working while accessing liquidity.
Interest rate
From 9.5%
Max LTV
70%
Tenure
Up to 3 years
Processing fee
0.5%–1%
How it works
Your eligible shares, mutual funds or bonds are pledged (lien marked) in favour of the lender. You continue to receive dividends and benefit from market appreciation, while accessing a credit line against the pledged value.
Eligible securities
Listed equity shares, mutual fund units (equity and debt), and select AAA/AA-rated bonds. The lendable value (LTV) varies by security type — typically higher for debt instruments than equities.
Documents needed
KYCPAN, Aadhaar
Demat statementLast 6 months
Bank statementLast 3 months
Income proofIf required by lender